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4.89 / 5.00 · 2,800 reviews Trusted Shops 0800 000 8929 · Mon–Fri 9 a.m.–5 p.m. Hire Purchase & Leasing · Monthly payments instead of a lump sum

Leasing & Rent-to-Own for Studios & Equipment

Leasing · Rent-to-Own · Studios & Facilities

Get it now.
Pay monthly.

Finanziere Reformer, Kraftgeräte, Cardio oder eine komplette Studioeinrichtung über Leasing oder Mietkauf: Eigenkapital geschont, Kreditlinie frei, Raten als Betriebsausgabe absetzbar — bei voller Herstellergarantie.

Pay as you earn
The device generates the rate
24–60 months
Term can be chosen freely
Starting at €10,000
Typical Project Scope
Response within 24 hours
On weekdays, with no obligation
Installment Calculator
How much does it cost per month?
Net
Equipment value (net) €5,000 – €250,000
€
Term Longer = lower rate
Down Payment 0% · €0
0%15%30%
Non-binding estimate · net / month
Leasing
€448 /month
Purchase option at the end
; total of installments ≈ €21,491
Hire Purchase
€484 /month
Ownership at the end
; total of installments ≈ €23,212

Calculated at an effective annual rate of approximately 7.5% over 48 months; lease includes a calculated residual value of 10%. Net amounts, not binding—not an offer.

4.89 / 5.00Verified reviews
Authorized DealerFull manufacturer's warranty
Leasing & Rent-to-OwnAbout Financing Partners
Delivery & InstallationIncluded upon request
Why finance?

Tying up capital is a thing of the past.

Professionelle Ausstattung ist eine Investition in deinen Umsatz — sie muss deine Liquidität aber nicht auf einen Schlag aufbrauchen. Sechs Gründe, warum Betreiber finanzieren statt zu kaufen.

01

Preserve liquidity

Monatliche Raten statt hoher Einmalzahlung. Dein Eigenkapital bleibt für Marketing, Personal und Wachstum verfügbar.

02

Keep the credit line open

Eine Finanzierung über unsere Partner belastet deinen Bankrahmen nicht. Du behältst Spielraum für andere Investitionen.

03

Calculate with predictability

Feste Laufzeit, feste Rate. Du weißt über die gesamte Vertragsdauer exakt, womit du rechnest — ohne Überraschungen.

04

Tax-deductible

Leasingraten sind in Deutschland als Betriebsausgaben voll abzugsfähig. Beim Mietkauf schreibst du das Gerät nach AfA-Tabelle ab.

05

Self-Sustaining Investment

Das Gerät erwirtschaftet während der Nutzung die monatliche Rate. Deine Investition zahlt sich aus dem laufenden Betrieb ab.

06

Also for entrepreneurs

Leasing and rent-to-own options are available to startups, self-employed individuals, and established businesses—subject to a credit check.

The Difference

Leasing or Rent-to-Own?

Both finance the same device through monthly payments. The difference lies in ownership, on the balance sheet, and in the value-added tax.

Leasing Hire Purchase
Ownership in the End Call Option Automatically
Balance Sheet Off-balance-sheet Capitalization + Depreciation
Value-Added Tax Monthly (gross payment) One-time payment with the first installment
Tax Implications Rate = Operating Expense Depreciation According to AfA
Monthly payment A little cheaper A little higher
Banking sector remains open ✓ ✓
Available to founders ✓ ✓
Terms 24–60 months 24–60 months
A good starting point € 10.000 € 10.000
Leasing is a good fit if …

… du deine Bilanz schlank hältst, Geräte nach einigen Jahren erneuerst und die niedrigste Monatsrate willst.

Hire purchase is a good option if …

… das Gerät dauerhaft im Betrieb bleibt, du es abschreiben willst und Eigentum ohne Restwert-Frage bevorzugst.

The Process

Five Steps to Financing.

01

Inquiry

Du schickst uns Gerätemix, Standort und gewünschte Laufzeit über das B2B-Formular.

02

Offer

Wir erstellen dein Equipment-Angebot und reichen die Finanzierung bei unserem Partner ein.

03

Credit Check

Der Finanzierungspartner prüft und nennt dir die verbindliche monatliche Rate.

04

Contract

Du unterschreibst Leasing- oder Mietkaufvertrag — digital und unkompliziert.

05

Delivery & Installation

Wir liefern, auf Wunsch inklusive Aufbau am Einsatzort. Du startest den Betrieb.

For whom

Designed for operators.

Pilates Studios

Reformer Series, Cadillac, Chairs — a comprehensive introduction with affordable payment plans.

Physical Therapy & Rehabilitation

Finance therapy and exercise equipment without tying up the practice's cash flow.

Gyms & Boutiques

High-frequency equipment that is self-funded through membership dues.

Hotels & Spas

Premium equipment and recovery as part of a predictable investment plan.

Corporate Gyms

Budget- and compliance-compliant procurement with a fixed term and fixed rate.

Founder

Starte vollständig ausgestattet — auch ohne lange Unternehmenshistorie.

Frequently Asked Questions

What operators want to know.

Deine Frage ist nicht dabei? Ein Anruf klärt die meisten Fälle in fünf Minuten.

WhatsApp Consultation
What is the difference between leasing and rent-to-own?
Der Hauptunterschied liegt im Eigentum. Beim Mietkauf geht das Gerät nach Zahlung aller Raten automatisch in dein Eigentum über — es wird in deiner Bilanz aktiviert und nach AfA-Tabelle abgeschrieben. Beim Leasing nutzt du das Gerät gegen Entgelt; das Eigentum verbleibt in der Regel beim Leasinggeber, und du hast nach der Grundmietzeit eine Kaufoption. Bei der Mehrwertsteuer gilt: Leasingraten sind brutto, die MwSt. fällt monatlich an. Beim Mietkauf zahlst du Nettoraten, die MwSt. wird mit der ersten Rate vollständig fällig.
Are the payments tax-deductible?
In Deutschland sind Leasingraten als Betriebsausgaben voll abzugsfähig. Beim Mietkauf aktivierst du das Gerät in der Bilanz und schreiben es nach den amtlichen AfA-Tabellen ab. Die konkrete steuerliche Wirkung hängt von deiner Situation ab — bitte stimme die Details mit deinem Steuerberater ab.
What terms are available?
Üblich sind 24, 36, 48 oder 60 Monate. Eine längere Laufzeit senkt die monatliche Rate, eine kürzere reduziert die Gesamtkosten. Im Ratenrechner siehst du die Auswirkung sofort.
Do I have to make a down payment?
A down payment or special payment is possible, but not required. It reduces the amount of the monthly payments. The exact requirements depend on the type of contract and your credit rating.
Can entrepreneurs and self-employed individuals also secure financing?
Yes. Leasing and rent-to-own options are available to startups, self-employed individuals, freelancers, small and medium-sized businesses, and larger companies. The terms are determined based on the financing partner’s credit check.
What devices can I finance?
Grundsätzlich das gesamte Sortiment — von Pilates-Reformern und Kraftgeräten über Cardio bis zu Recovery- und Wellness-Ausstattung. Sinnvoll ist eine Finanzierung in der Regel ab einem Projektumfang von etwa € 10.000. Nenn uns einfach deinen Gerätemix.
Who is the lender?
Kraftathlet liefert die Geräte und koordiniert die Finanzierung. Der Vertrag selbst läuft über unsere spezialisierten Finanzierungspartner für Firmenleasing und Mietkauf. Du hast einen festen Ansprechpartner bei uns — von der ersten Beratung bis nach der Lieferung.
How soon will I receive a decision?
Dein Equipment-Angebot erhältst du in der Regel innerhalb von 24 Stunden an Werktagen. Die verbindliche Rate nennt dir der Finanzierungspartner nach Eingang der Bonitätsunterlagen — meist innerhalb weniger Werktage.
Ready?
Schick uns deinen Gerätemix. Wir nennen dir die Rate.

Standort, Stückzahl und Zeitplan reichen. Du erhältst Verfügbarkeit, Lieferzeit und ein Finanzierungsangebot — unverbindlich, Antwort innerhalb von 24 Stunden an Werktagen.

Note: The installment calculator is for informational purposes only and does not constitute an offer. Binding terms and conditions will be determined following a credit check by the financing partner. Kraftathlet (Sanyulo OÜ) does not act as a lender.

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Frequently Asked Questions

Answers Before the Offer

Delivery, payment, financing, and service—these are the issues that should be clarified before making an investment decision.

We ship throughout the European Union. Our focus is on the DACH region—Germany, Austria, and Switzerland—because we have established our own freight forwarding, installation, and service partners there and can make binding delivery commitments.

For deliveries to other EU countries, we calculate shipping and installation costs on a project-by-project basis. Please let us know the delivery location, floor level, and access conditions—both of these details, along with the price, will be included in your quote.

If the item is in stock, please allow 7–10 business days from the date we receive your payment.

For custom models, specific color and upholstery requests, or complete studio setups, the delivery time may be longer. The binding delivery window is listed in your order confirmation—as a commitment, not an estimate.

We'll contact you before we process a payment.

You'll be given a realistic delivery date, and you can then decide for yourself whether to wait, switch to an available model, or cancel your order. We do not accept payment for items for which we cannot meet the delivery date.

The following payment methods are available at checkout:

  • Credit and debit cards — Visa, Mastercard, American Express, Maestro, and UnionPay.
  • Digital Wallets — Apple Pay, Google Pay, and Shop Pay.
  • Local payment methods in Europe — Bancontact (Belgium), iDEAL and Wero (Netherlands), Przelewy24 (Poland), and MobilePay.
  • Payment by bank transfer in advance — the standard for larger orders and studio equipment.
  • Payment in installments via PayPal — for eligible customers.
  • Hire purchase and leasing through our financing partner.

For larger orders, we recommend bank transfers or financing, as credit card and digital wallet limits are often lower than the order amount. Additional payment methods, including installment plans and BNPL options, are currently in development.

Yes. With hire purchase or leasing, you spread out the investment over monthly payments instead of paying it all at once. With hire purchase, the device becomes your property at the end of the term.

Upon request, we'll include the terms directly in the quote so you can see the purchase price and monthly payment side by side. You'll find all the details and a calculator under " Leasing & Rent-to-Own."

Phone: Monday through Friday, 9:00 a.m.–5:00 p.m. (CET) at 0800 000 8929 — toll-free from Germany.

WhatsApp: You can also reach us outside of business hours at +43 665 67105401.

Email: beratung@kraftathlet.de for quotes and advice; customersuccess@kraftathlet.de for service and post-purchase inquiries.

You may return your order within 30 days of receipt. To do so, the merchandise must be unused and in its original packaging—for commercial equipment, this is a prerequisite for it to be resalable.

Please notify us in advance if you wish to return an item so that we can arrange for its return. The full terms and conditions are outlined in our Return Policy.

Yes. Upon request, we’ll handle transportation to the installation site—including transport within the building, setup, functional testing, training for your team, and disposal of packaging materials—even in buildings without a ramp or freight elevator.

Tell us the floor, door width, and elevator situation, and we'll include the location and price in the quote instead of it being a surprise on delivery day.

The vast majority of our clients are studios, medical practices, hotels, and institutions. They receive a proper invoice showing the applicable sales tax.

For intra-Community deliveries to businesses with a valid, verifiable VAT ID number, we bill using the reverse-charge procedure. We assist public contracting authorities by providing the compliance and procurement documents required internally.

Can't find your question here?

Send us a floor plan or room measurements and tell us what you plan to do in that space. You'll receive an estimate before we discuss equipment.

Discuss the project 0800 000 8929